EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.
The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. EPLI coverage can mainly be thought of coverage for Human Resources. If an owner or manager discriminates against someone or excludes someone from something they were entitled too, etc, a company could be at risk to a lawsuit. EPLI coverage can usually be purchased as an endorsement to a Business Owners Policy or as a stand alone coverage.
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